Below you can find most frequently asked questions about lay-offs and unemployment security.

How do I apply for unemployment benefits?
Am I entitled to earnings-related allowance? 
How much is my daily allowance?
What documents must I attach when applying for daily allowance?
When will my application be processed?
How do different forms of lay-offs affect the payment of the daily allowance?
What are the temporary changes to unemployment security?
My application was processed and the waiting period was applied / the maximum period passed despite the legislative amendment.

How do I apply for unemployment benefits?

  • Your employer will issue a notice of lay-off or termination.
  • Register at the TE Office as an unemployed jobseeker. Notify the TE Office of the lay-off or termination. You can find instructions on how to register at the TE services website. You can register online.
  • Apply for a daily allowance at the unemployment fund. You must apply for the daily allowance retroactively. You can submit the first application after two weeks of unemployment or after the lay-off has ended. Always fill in your application with full weeks from Monday to Sunday!
  • Attach your salary information and a notice of lay-off or termination to your application. You can submit your application and the attachments online via eService.

Watch a video on how to apply for a benefit below:

 

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Am I entitled to earnings-related allowance?

  • Earnings-related allowance is paid during unemployment or lay-off, as well as during employment-promoting services agreed upon in the employment plan.
  • In order to receive earnings-related allowance, you must be a member of the unemployment fund for at least 13 (26) weeks and fulfil the employee’s employment condition during the membership period. We will examine the fulfilment of the membership and employment conditions in connection with your application for earnings-related allowance.
  • The membership and employment conditions have been shortened to 13 weeks by a temporary legislative amendment between March 16th and December 31st. The condition is that the applicant has been employed at least one week, fulfilling the working condition, after March 1st and the maximum period starts after March 16th. The shorter employment condition is applied only if the 26-week employment condition is not met.
  • In addition to these, you must meet the labor market policy criteria. Compliance with the labor market policy criteria will be examined by the TE Office which will issue a statement, binding the fund. The conditions are examined when you register as a job seeker at the TE Office.

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How much is my daily allowance?

  • Earnings-related allowance is calculated based on your salary, for a period of at least 26 weeks prior to unemployment. The weeks used to determine the daily allowance must meet the employment condition. In order to determine the daily allowance, we request that you submit a pay certificate as an attachment to the application.
  • The membership and employment conditions have been shortened to 13 weeks by a temporary legislative amendment between March 16th and December 31st. The condition is that the applicant has been employed at least one week, fulfilling the working condition, after March 1st and the maximum period starts after March 16th. The shorter employment condition is applied only if the 26-week employment condition is not met.
  • The daily pay used to determine the daily allowance is obtained by dividing the wages of the 13 or 26 employment weeks by the number of working days included in this period (5 days a week). Days for which no wages have been paid due to an acceptable absence, such as unpaid sick leave, are not counted as working days.

See an estimate of the amount of your daily allowance by using the counter.

More information on determining the amount of the daily allowance

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What documents must I attach when applying for daily allowance?

  • Attach a pay certificate, as well as copies of the notice of lay-off or termination and your employment contract.
  • You can also attach to your application a revised tax card issued for the benefit.
  • You do not need to send original copies of the attachments
  • You can submit your attachments online via eService
  • Printed attachments can be sent to The Unemployment Fund of Finnish Industrial Workers, PL 116, 00531 Helsinki, Finland
  • If there are changes in your circumstances affecting your entitlement to daily allowance, please notify us immediately.

More information on attachments to the daily allowance application: if you are unemployed click here, or if you temporarily laid-off click here.

More information about obtaining a revised tax card.

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When will my application be processed?

Applications are processed in the order in which they are received. The application processing status is updated on weekdays on our website. There you can see the processing status of initial applications and applications containing working days. Further applications will be paid according to a separate schedule.

Via eService, you can see the payment date of your application if it has already been processed. From the eService settings, you can also subscribe to a text message notification for benefits to be paid. You will be notified on your phone of the payment date and the amount to be paid into your account.

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How do different forms of lay-offs affect the payment of the daily allowance?

  • If you are laid off for entire days, you will receive full earnings-related allowance for the days of the lay-off.
  • If you have been laid off by shortening your working day, you will be paid a daily allowance that is adjusted according to your income. This is called an adjusted daily allowance.

More information about adjusted daily allowance

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What are the temporary changes to unemployment security?

Due to the coronavirus epidemic, temporary amendments have been made to the Unemployment Security Act and to related laws, and the amendments are valid from March 16th to December 31st.

Changes to unemployment security

  • The waiting period will not be applied between March 16th, 2020 and December 31st, 2020 if the first day of the waiting period takes place within the mentioned timeframe. This applies to those who are laid off, become unemployed and those who are partially employable
  • The 13-week employment and membership conditions may be applied if the employment condition allows at least one week to be taken into account for the period after March 1st, 2020
  • The maximum payment period of 300–500 days does not accrue during lay-off periods between March 16th and December 31st.
  • The maximum payment period of 300–500 days does not accrue during any unemployment periods between July 1st and December 31st.

Changes to lay-off policies

  • The studies and entrepreneurial activities of those who have been laid off are not surveyed by the TE Office
  • Those who have been laid off are not obligated to compile an employment plan or to participate in the services of the TE Office (work provided by your employer must be accepted)
  • No changes to the enrollment policies for the laid-off

Changes in lay-offs and contractual employment relationships

  • The employer has the right to lay off an employee with a fixed-term contract under the same conditions as an employee with an indefinite contract
  • The notification period for lay-offs is reduced from 14 days to five days. The fund still requires a notification for new lay-offs.
  • The duration of co-operation procedures with lay-offs shall be reduced from the current six weeks or 14 days to 5 days
  • A lay-off may also be based on an agreement between the employer and the employee
  • Terminating a contract during the trial period is possible on productive and economic grounds

Further information on temporary changes to unemployment security

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My application was processed and the waiting period was applied / the maximum period passed despite the legislative amendment.

The amendments to the Unemployment Security Act entered into force retroactively on March 16th, and the law was passed on April 15th. Before the law entered into force, we processed applications which will now be corrected to comply with the temporary legislation.

  • If the waiting period was applied to you after March 16th, your application will be corrected automatically and the daily allowance will be paid for the waiting period. You do not need to contact the fund.
  • If your lay-off started on March 16th or later, the maximum payment period will not be applied between March 16th and December 31st. The maximum payment period will be reviewed and the day count automatically corrected. You do not need to contact the fund.

Read more about legislative amendments here.

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