For how long can daily allowance be paid?

You can claim daily allowance from the unemployment fund five days a week for 300–500 unemployment days.

The maximum period depends on your employment history and age:

 Employment history

 Maximum period

 3 years or less

 300 days

 Over 3 years

 400 days

 Minimum of 5 years in employment during the previous 20 years and your employment condition is fulfilled after you have reached the age of 58

 500 days

Fulfilling the employment condition again

If you fulfil the employment condition of 26 calendar weeks again, the maximum period starts from the beginning.

Earnings-related allowance is recalculated when the employment condition is fulfilled if more than one year has elapsed since the commencement of the previous maximum period. The commencement of the maximum period refers to the first daily allowance day paid out.

Earnings-related allowance will not be recalculated when the employment condition is fulfilled if the new maximum period begins within one year of the commencement of the previous maximum period and the allowance was calculated at that time.

If you fulfil the employment condition again during independent studies or labour market training, daily allowance will not be recalculated during the service.

When the maximum period is reached

Once the maximum payment period has elapsed, you can apply for a labour market subsidy from Kela. You will receive a written decision regarding the end of your entitlement to the earnings-related allowance with the last payment notice. Submit the decision to Kela or the TE Office.

Earnings-related allowance can also be paid after the maximum period if you are entitled to additional days.

Right to additional days

You may be entitled to additional days of earnings-related allowance if you were born

  • in 1950–1954 and have reached the age of 59 before the maximum period has elapsed;
  • in 1955–1956 and have reached the age of 60 before the maximum period has elapsed; or
  • in 1957 or later and have reached the age of 61 before the maximum period has elapsed;

In addition, you must have been employed for at least five years during the last 20 years. The right to additional days means that the earnings-related allowance can be paid out notwithstanding the maximum period up to the end of the calendar month during which you reach the age of 65.

You do not have to apply for additional days separately; we will review it automatically based on your application for earnings-related allowance.

After your entitlement to daily allowance has ended, you can apply for old-age pension. Those born before 1958 can, if desired, choose to retire on an old-age pension already at the age of 62 without an abatement of early retirement. In such cases, the member needs a certificate of additional days paid for the pension company. The certificate of additional days is requested from the unemployment fund when applying for daily allowance for the month preceding retirement. It is not possible to issue the certificate at an earlier date because the pension company needs the information concerning the additional days of the month preceding retirement. Those born in 1958 or later can retire on an old-age pension at the age of 63.

Accrual of maximum period with the payment of adjusted daily allowance

Adjusted daily allowance accrues the maximum period of earnings-related allowance more slowly than days for which the allowance is paid in full. With the payment of adjusted allowance, days accumulate in the calculator according to the amount paid. Once an amount of adjusted daily allowance equivalent to the full allowance amount has been paid, one day is added to the calculator. More information about adjusted daily allowance and accrual of the maximum period is available here.